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Purchasing your first home
Congratulations! You are ready to buy your first home, and we are here to make it as simple, straightforward and affordable as possible.
What an exciting time! Lets take this step together!
Renewing your mortgage
The time has come to renew your mortgage.
Take a moment to review your options and find one that works for you!
Refinancing
Are you buying a vacation home, doing home renos, or purchasing rental property? Now is the time to refinance!
RCU can help you understand your financing options.
Pre-Approval
Get pre-approval up to 90 days prior to purchasing. This allows you to start searching for your new home with peace of mind.
Switch mortages
What to expect when you are switching from one mortgage provider to another.
First-Time Home Buyers
Use RRSP funds to purchase first home!
Borrow from yourself, withdraw your RRSP money to buy your first home without penalty, providing it is repaid within a specified time.
Builders (Construction) Mortgage
Building a new home? Take our interim financing. RCU has financing options for your home in progress. You may pay interest only during construction.
Mortgage Protection
In the event that something should happen to you or your spouse, ensure that your family is protected.
Purchase mortgage insurance to cover the balance of your mortgage.
Purchasing your first home
Congratulations! You are ready to buy your first home, and we are here to make it as simple, straightforward and affordable as possible.
What an exciting time! Lets take this step together!
Renewing your mortgage
The time has come to renew your mortgage.
Take a moment to review your options and find one that works for you!
Refinancing
Are you buying a vacation home, doing home renos, or purchasing rental property? Now is the time to refinance!
RCU can help you understand your financing options.
Pre-Approval
Get pre-approval up to 90 days prior to purchasing. This allows you to start searching for your new home with peace of mind.
Switch mortages
What to expect when you are switching from one mortgage provider to another.
First-Time Home Buyers
Use RRSP funds to purchase first home!
Borrow from yourself, withdraw your RRSP money to buy your first home without penalty, providing it is repaid within a specified time.
Builders (Construction) Mortgage
Building a new home? Take our interim financing. RCU has financing options for your home in progress. You may pay interest only during construction.
Mortgage Protection
In the event that something should happen to you or your spouse, ensure that your family is protected.
Purchase mortgage insurance to cover the balance of your mortgage.
- Mortgage Rates
- Mortgage Calculators
- Profit Share
Mortgage Rates & Financing Options
See all our Mortgage rates offered
Review Mortgage types & options tailored to your specific mortgage timelines and needs.
Why choose RCU when getting your mortgage?
We give profits back to our Members!
In 2022 we gave back 10% of interest paid on all Mortgages
That is what sets us apart from the rest
