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Purchasing your First Home
Congratulations! If you're ready to buy your first home, we're ready to make it as simple and affordable as possible.
Renewing your Mortgage
The time has come to renew your mortgage. Let us help you review your options and find one that works for you!
Refinancing
Are you buying a vacation home, doing home renos, or purchasing rental property? Now is the time to refinance! We can help you understand your financing options.
Pre-Approval
Get pre-approval up to 90 days prior to purchasing. This allows you to start searching for your new home with peace of mind.
Switching Mortgages
We can help you understand what to expect when you switch from one mortgage provider to another.
First-Time Home Buyers
Use RRSP funds to purchase first home! Borrow from your own RRSP money to buy your first home without penalty.
Builders (Construction) Mortgage
Building a new house? RCU has financing options for your in-progress home.
Mortgage Protection
In the event something happens to you or your spouse, ensure that your family is protected. Purchase insurance to cover the balance of your mortgage.
Purchasing your First Home
Congratulations! If you're ready to buy your first home, we're ready to make it as simple and affordable as possible.
Renewing your Mortgage
The time has come to renew your mortgage. Let us help you review your options and find one that works for you!
Refinancing
Are you buying a vacation home, doing home renos, or purchasing rental property? Now is the time to refinance! We can help you understand your financing options.
Pre-Approval
Get pre-approval up to 90 days prior to purchasing. This allows you to start searching for your new home with peace of mind.
Switching Mortgages
We can help you understand what to expect when you switch from one mortgage provider to another.
First-Time Home Buyers
Use RRSP funds to purchase first home! Borrow from your own RRSP money to buy your first home without penalty.
Builders (Construction) Mortgage
Building a new house? RCU has financing options for your in-progress home.
Mortgage Protection
In the event something happens to you or your spouse, ensure that your family is protected. Purchase insurance to cover the balance of your mortgage.
- Mortgage Rates
- Mortgage Calculators
- Profit Share
Mortgage Rates & Financing Options
See all of the mortgage rates we offer.
Review our mortgage types & options to find the one that will fit your needs.
Why choose RCU for your mortgage?
We give profits back to our members!
In 2025, we gave back 12% of interest paid on all Mortgages.
That is what sets us apart from the rest.
