Personal Loans

Borrowing solutions for a range of goals

Find a Loan or Line of Credit that fits your budget and helps you achieve your goals

Looking to get a loan? 

Let our knowledgeable lenders at RCU assist you with all your borrowing needs.

Personal Loans 

The right borrowing solutions for variety of needs
Whether you are needing extra funds for vacation, investment purposes, getting married, debt consolidation, we have a loan to fit your borrowing need

Vehicle Loans

Buying your first car, next truck, or seeking a new adventure?
We offer a range of loans for cars & trucks, RVs , and boats

Student Loans & Line of Credit 

Start your financial journey with a RCU Student Loan or Line of Credit with benefits built just for you.
Let us achieve your goals with you. 

RRSP Loans

Whether you have unused RRSP contribution room or you need to borrow a lump sum for this year's contribution, an RRSP loan can help you catch up, making sure you don't miss out on the tax savings and investment growth opportunities of an RRSP
Loan Protection Insurance
Life and Disability insurance coverage is available to help in event of death, accident, or illness.
Ensure you and your family are protected.
Balance Protection - Life and critical illness 
  • May reduce or pay off your loan or line of credit balance up to the maximum insurable limit if you pass away or if you’re diagnosed with a covered illness
Payment Protection- Disability and accidental death
  • Your regular line of credit payments may be fully or partially covered if you’re unable to work due to a disability or accidental death

Authorized Overdraft Protection

For times when there is not enough money in your account to cover payments, this gives you an emergency fund to get you through.
Full access with cards, online banking or cheques.
Variable interest rate-fluctuates with Prime


This line of credit is attached to your account to use as needed. 
Convenience of access to extra cash with full access using your debit card, online banking and cheques. 
Variable interest rate-fluctuates with Prime

Revolving Loan 

Personal loan with revolving access.  If you have a major purchase in mind or want to better manage your debt, our lines of credit can help you finance your next step in life with a variety of line of credit options to choose from.
Variable interest rate-fluctuates with Prime

Home Equity
Line Of Credit 

Choose from a wide range of financing solutions to fund everything from a large scale home reno to a small weekend project.  No matter what goal and financing needs you have, we got you covered.
As low as Prime
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