Lines of Credit
A line of credit is a quick way to access cash when you need it
Borrow just what you need and only pay interest on the amount you borrow
A line of credit is a quick way to access cash when you need it
Borrow just what you need and only pay interest on the amount you borrow

Authorized Overdraft Protection
For times when not enough money in your account to cover this gives you an emergency fund to get you through
Full access with cards, online banking or cheques.
Variable interest rate-fluctuates with Prime

Flexi-Line
This line of credit is attached to your account to use as needed.
Convenience of access to extra cash with full access using your debit card, online banking and cheques.
Variable interest rate-fluctuates with Prime

Revolving Loan
Personal loan with revolving access. If you have a major purchase in mind or want first segment. to better manage your debt, our lines of credit can help you finance your next step in life with a variety of line of credit options to choose from.
Variable interest rate-fluctuates with Prime

Home Equity
Line Of Credit
Choose from a wide range of financing solutions to fund everything from a large scale home reno to a small weekend project, we got you covered.
As low as Prime

Student Line of Credit
A student line of credit is an affordable, flexible way to cover tuition, rent and more.
Start your financial journey with a RCU Student Loan or Line of Credit with benefits built just for you.
Let us achieve your goals with you.
Prime +1.0% while student is attending full-time studies

Authorized Overdraft Protection
For times when not enough money in your account to cover this gives you an emergency fund to get you through
Full access with cards, online banking or cheques.
Variable interest rate-fluctuates with Prime

Flexi-Line
This line of credit is attached to your account to use as needed.
Convenience of access to extra cash with full access using your debit card, online banking and cheques.
Variable interest rate-fluctuates with Prime

Revolving Loan
Personal loan with revolving access. If you have a major purchase in mind or want first segment. to better manage your debt, our lines of credit can help you finance your next step in life with a variety of line of credit options to choose from.
Variable interest rate-fluctuates with Prime

Home Equity
Line Of Credit
Choose from a wide range of financing solutions to fund everything from a large scale home reno to a small weekend project, we got you covered.
As low as Prime

Student Line of Credit
A student line of credit is an affordable, flexible way to cover tuition, rent and more.
Start your financial journey with a RCU Student Loan or Line of Credit with benefits built just for you.
Let us achieve your goals with you.
Prime +1.0% while student is attending full-time studies
Why you will like a Line of Credit
Use it anytime
Whether it’s ongoing renovations or being ready for the unexpected, a line of credit gives you fast access to cash. You don’t need to use all the available funds at once, just what you need at the time.
Keep reusing it
Borrow some. Pay back some. Borrow again. As long as you have available credit and make your minimum payments, you can keep borrowing at any time. No need to reapply.
Repay at your own pace
Low minimum monthly payments help you manage your budget. Pay back percentage of the outstanding balance each month. There are also interest-only payments.
Protect your Personal Line of Credit
Balance Protection - Life and critical illness
- May reduce or pay off your line of credit balance up to the maximum insurable limit if you pass away or if you’re diagnosed with a covered illness
Payment Protection- Disability and accidental death
- Your regular line of credit payments may be fully or partially covered if you’re unable to work due to a disability or accidental death