A Registered Education Savings Plan (RESP) is a special savings plan for parents, family and friends to save towards

a child's post-secondary education

How an RESP Works:

  • When you make RESP contributions, you’ll have your choice of investments, including GICs and mutual funds.
  • Receive federal government grant (a 20% bonus of up to $500 every year, to a lifetime limit of $7,200 per child).
  • Contributions are not tax-deductible, but all investment income is tax-sheltered as long as it remains in the Plan.
  • Withdraw money for the child's post secondary education.

A Smart Way to Save for your Childs Education -The Gift of a Brighter Future

Whether you’re a parent or relative, one of the best gifts you can give a child is the gift of post-secondary education. By opening an RESP when your child is born, they’ll thank you years later for setting them up for a brighter future.

Investing in an RESP will give you and your family members more financial freedom and piece of mind when making choices that affect their future. 

By starting now, you can grow your education funds by making affordable, convenient monthly deposits.

Planning today for tomorrow is a smart way to realize your family's education goals. 

Talk to one of our specialists today!!

Mutual Fund

Investment Options 

We know your financial needs go beyond traditional banking products. Choose to invest your money in Mutual Funds or other securities. Through Credential Asset Management Investment Inc. professionals at Rocky Credit Union, we can provide access to a comprehensive line of investments, including a variety of mutual fund companies. 


Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential is a registered mark owned by Aviso Wealth Inc.

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