Rocky Credit Union - Ownership, Community, Innovation

RCU Vision
RCU Values
RCU Mission Statement

Helping Members Succeed

Building Our Communities

Rocky Credit Union Vision

People		Are the heart of our business
Achievement		Empower our people to get things done
Responsibility		Take ownership of our actions
Trust		Seek to do the right thing by our members
Innovation		Anything is possible

Rocky Credit Union Values

Actively Involved In The Future Of Our Members And Communities

Rocky Credit Union Mission Statement

Profit Share
Dividends

Profit Share
Dividends

Profit Share

The more products you hold with RCU the more you earn!

We give back to our members! In 2022 we gave 10% of interest earned and interest paid back to our Members. That's over $1.3M cash back to members in 2022!

YEAR	DIVIDEND	PROFIT SHARE	AVG PRIME
2022	2.65%	10%	3.58%
2021	1.90%	10%	2.45%
2020	2.15%	10%	2.95%
2019	2.75%	10%	3.95%

What does that mean?

Here are some examples of what you could earn in Profit Share this year!

A Mortgage of $300,000 @ 4.99% = Approximately $1,500 Cash Back

An Investment of $100,000 @ 3.30% = Approximately $330 Cash Back

Dividends

You earn dividends back on Common Shares you hold with Rocky Credit Union

With RCU common shares, you earn money! In 2022 RCU paid a 2.65% dividend on your common shares. That's over $1.3M cash back in our member's wallets!

YEAR	DIVIDEND	PROFIT SHARE	AVG PRIME
2022	2.65%	10%	3.58%
2021	1.95%	10%	2.45%
2020	2.15%	10%	2.95%
2019	2.75%	10%	3.95%

Financial Statements

Every year Rocky Credit Union reports its activities and financial results to its owners, you the members. We are proud of how well we serve the financial needs of our membership, and of how we support our community through donations of money and staff time. The Annual Report helps members know what the credit union is doing for them and the community.

Financial Statements and Annual Report

Governance

Rocky Credit Union members are represented by the Board of Directors. The Board of Directors is accountable to the members of Rocky Credit Union for directing the affairs of the credit union and maintaining policies.

Governance

Rocky Credit Union Volunteers

Not only does Rocky Credit Union give back to our communities with donations, we take pride in being active volunteers within our communities.
Rocky Credit Union Staff volunteered over 882 hours of time in 2021!2021 was a challenging year for volunteer efforts; however, we continued to give back to help our communities, youth,  & small businesses in many ways. 

Community