Rocky Credit Union - Ownership, Community, Innovation

About Us

Established in 1944, Rocky Credit Union is the largest single-branch credit union in Canada. We proudly serve the people of Rocky Mountain House and surrounding area with all of their banking needs. Our members are our biggest priority, which is why we strive to foster financial literacy, support local initiatives, and create deep connections within our community.

Our Values

People: Are the heart of our business.
Achievement: Empower our people to get things done.

Responsibility: Take ownership of our actions.

Trust: Seek to do the right thing by our members.

Innovation: Anything is possible.

Our Vision and Mission

Vision: Helping Members Succeed, Building Our Communities

Mission Statement: Actively involved in the future of our

members and communities

Profit Share
Dividends

Profit Share
Dividends

Profit Share

The more products you hold with RCU, the more you earn!

In 2023 will give 12% of interest earned and interest paid back to our Members. That's over $2M cash back to members in 2023!

YEAR	DIVIDEND	PROFIT SHARE	AVG PRIME
2023	4.80%	12%	6.58%
2022	2.65%	10%	3.58%
2021	1.90%	10%	2.45%
2020	2.15%	10%	2.95%
2019	2.75%	10%	3.95%

What does that mean?

Here are some examples of what you could earn in Profit Share this year!

A Mortgage of $300,000 @ 5.99% = Approximately $2,155 Cash Back

An Investment of $100,000 @ 4.10% = Approximately $490 Cash Back

Dividends

You earn dividends back on Common Shares you hold with Rocky Credit Union.

In 2023, RCU paid a 4.80% dividend on your common shares. That's over $2.M cash back in our members' wallets!

YEAR	DIVIDEND	PROFIT SHARE	AVG PRIME
2023	4.80%	12%	6.58%
2022	2.65%	10%	3.58%
2021	1.95%	10%	2.45%
2020	2.15%	10%	2.95%
2019	2.75%	10%	3.95%

Meet the Team

Our management team ensures that Rocky Credit Union is assisting our members with excellent service for a quality banking experience.

Management Team

Financial Statements

Each year, Rocky Credit Union reports its activities and financial results to its members. We are proud of how well we serve the financial needs of our membership, and how we support our community through donations and volunteering.

Financial Statements

Governance

Rocky Credit Union members are represented by the Board of Directors. The Board of Directors is accountable to the members of Rocky Credit Union for directing the affairs of the credit union and maintaining policies.

Governance

Rocky Credit Union Volunteers

Not only does Rocky Credit Union give back to our communities with donations, we take pride in being active volunteers.
In 2022, Rocky Credit Union Staff volunteered over 1570 hours of time in our communities!

See How We Give Back