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Profit Sharing Programs
At RCU, we reward our members for banking with us in two ways – Profit Share and Dividends!
Profit Share is coming up on November 12th & 13th, 2025! Check your accounts then to see your share.
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What is Profit Share?
Throughout the year, our members pay interest on products like loans and mortgages, and they earn interest on products like investments and savings accounts. Each year, we share a portion of that interest with our members.
What are Dividends?
Dividends are payments that you earn from holding common shares. Every RCU member has a common share from when they first opened a product and became a member. The percentages that we pay out in profit share and dividends is determined annually by our Board of Directors.
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What this means: For all of the interest that you pay, you get a rebate. For all of the interest that you earn, you get a bonus!
In 2024, we shared 12% Profit Share and 4.95% Dividends, which was over $2.7 million into our members' pockets.
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What can I expect to receive?
The more eligible products you hold with Rocky Credit Union, the more you will earn during profit share. Here are some examples of what members could get paid, using our 2024 percentage of 12% profit share:
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