Each November, Rocky Credit Union celebrates our “Profit Share Day” – the day we deposit cash back and dividends into our members’ accounts as an appreciation for banking with us! This year, Profit Share Day was November 4, 2026.

Rocky Credit Union has been sharing our profits for many years, and it has become one of the programs we’re most proud of. There’s nothing special that members have to do to get a slice of the profits. Just being a member and doing your regular banking means you’ll be rewarded!

Here’s how it works: we share a percentage of the interest each member earned or paid between November 1st and October 31st. This percentage is decided annually by our Board of Directors, and this year, it was 12%.

So, for all the interest members paid (on products such as loans or mortgages), they got 12% of it back on Profit Share Day, like a rebate. And for all the interest they earned (on products such as investments or savings accounts), they received an extra 12%, like a bonus. What this means is that the more banking products you have with Rocky Credit Union, the more cash you can expect to receive each November!

We also pay dividends on members’ common shares on Profit Share Day. This year, RCU paid out a 3.75% dividend.

Between Profit Share and Dividends, Rocky Credit Union shared over $2.6 million with our members this year! Since 2018, we’ve shared over $16 million!

As always, it was another great Profit Share Day, and we look forward to continuing this tradition.