Rocky Credit Union - Ownership, Community, Innovation

Grow your wealth with a Guaranteed Investment Certificate / Term Deposit

This is a secure investment; a great option if you’re seeking peace of mind with guaranteed interest growth.

Term Deposits are risk free & 100% guaranteed

GICs and Term deposits held at Rocky Credit Union are risk-free, safe investments because they are backed by the Credit Union Deposit Guarantee Corporation.
 
The money you invest, including the interest earned, is safe and secure up to any dollar amount!

Non-Redeemable Term Deposits (GICs)

Earn higher rates of return when you lock in your money for a full term. Funds typically cannot be withdrawn before the maturity date.

Applies to Term/TFSA/RRSP/RRIF/LIRA/LIF

Redeemable Term Deposits (GICs)

Enjoy competitive returns with the added flexibility of accessing your funds if you need them. Interest is paid on maturity or anniversary. Partial withdrawals are permitted with the loss of any accrued interest.

Applies to non-registered investments only

Short-Term Term Deposits (GICs)

Earn interest while enjoying the security of investing funds for less than a year. You'll get the opportunity to earn interest and have flexibility.

Applies to Non-Registered only

US Term Deposits (GICs)

Invest your U.S. funds and get protection from exchange rate fluctuations. If you travel often or own property south of the border, you might be interested in saving and investing some of your money while getting a guaranteed rate of interest.

RCU Term Risers

Our RCU Term Risers offers a rate that grows each year and gives you the flexibility of redeeming fully or partially on each one year anniversary date. Or, you can leave it in term and get the higher escalating rate each year.

Available in Terms, RRSP, TFSA
Only available as 'Investment Specials' limited time of year

Manage Your Wealth

Sometimes, your financial needs go beyond traditional banking products. Choose to invest your money in Mutual Funds or other securities. Through Aviso Wealth professionals at Rocky Credit Union, we can provide access to a comprehensive line of investments, including a variety of mutual fund companies.