Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM

Mortgage Rates

The interest rate table below is for our Residential Mortgages:  

The rate effective date is July 19, 2021


Prime Rate 2.45%                                                                                                                                                                                  

Fixed Rate Mortgages


Effective Yield  Based on 2020 Profit Share** 

 1 Year Closed 2.34%
 3 Year Closed  2.24%  2.02%
 5 Year Economy 1.99% 1.79%

Variable Rate Mortgages

 Safe at Home 5 Year  Prime + 0.25%
 Eligible for Profit Share
 Variable Open Prime + 1.04%
Eligible for Profit Share
 Home Equity Line of Credit  As low as Prime
 Eligible for Profit Share
** Profit Share based on interest that you pay and interest that you earn.
* Dividends based on your common shares.
  Over 1 Million cashback to RCU Members in 2020.

For additional mortgage rate/features, or details regarding RCU's Profit Share please call one of our Mortgage Specialists at 403 845 2861 to discuss options.                                                                    

​Rates are indicative, provided for information purposes, and are subject to change with out notice.  Please contact us to arrange an appointment to determine your personalized rate.

You can apply for a loan online using our secure Online Loan Application or you can speak with a Mortgage Specialist at 403-845-2861 and get some good advice about buying your home.

You can always contact us by e-mail at or by phone at 403.845.2861.

If you would like to leave us any feedback, both positive or negative, please do so through our Feedback Page.

Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295

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