Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM

Investment Rates


The interest rate tables below is for our Term Deposits, RRSPs, RRIFs, & TFSAs.:  

Rate Effective Date is December 8, 2020.

Term Deposit Descriptions

Non-Redeemable Terms                Interest Rate 
1 Year
2 Year
3 Year
4 Year 0.750%
5 Year 0.900%
Redeemable Terms Interest Rate
30 Days (Monthly Compounding)
Year 1
Year 2
Year 3
Year 4  0.600% 
Year 5  0.800% 
** Redeemable terms are only an option for non-registered term deposits. This means that no redeemable terms are offered for TFSA, RRSP or RRIF.

 Interest on redeemable terms is paid on maturity date or each  anniversary date( if over 1 year ).    No interest is paid if the term is withdrawn before maturity or each anniversary date.  Partial withdraws are permitted with the loss of the accrued interest.

RCU Ladder Terms

Our RCU Ladder Terms offer you a fixed rate and gives you the flexibility of redeeming some of the deposit on the anniversary date.  You can leave it in or you can redeem 33.33% on anniversary in a 3 year, or 20% on anniversary in a 5 year.  Interest is compounded annually.

Term Ladder Interest Rate
3 Year
5 Year 0.900%

You can always contact us by e-mail at or by phone at 403.845.2861.

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Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295

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