Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM

Residential Mortgages

If you're a first time home buyer or reviewing your mortgage options at renewal time, Rocky Credit Union has a Mortgage Package flexible enough to meet your needs. Whatever mortgage you choose, you'll feel secure in knowing that you got the best deal available.

We have a variety of mortgages that will meet your mortgage needs, whatever your needs might be.  you can check out our competitive rates on our Rates Page.

Open Mortgages

Flexibility is the key word here. Make extra payments anytime, any amount or roll into a closed mortgage anytime you wish.


Economy Mortgage

Our lowest fixed rate with up to 10% prepayment privileges, and up to an increase of 10% on your regular payment.

Everyday Value Mortgage

Become mortgage free faster with a competitive rate and up to 20% prepayment of the original principal balance, and 20% increase in regular payment without penalty.

Essential Variable Mortgage

Let your 5-year closed mortgage float at a competitive rate.  The rate is often a bit lower than fixed rates, but there is a risk that the interest rate can go up or down according to the market. Click for more details.

Safe At Home Mortgage 

For those who like a low payment combined with the safety of a capped rate.  Click for more details.

Builders (Construction) Mortgages

Interim financing for your home in progress. Fixed rates are available immediately upon completion. During construction , interest only payments need to be made.

Pre-Approved Mortgages

Go house hunting with peace of mind. Rocky Credit Union will guarantee the current rates at the time of your mortgage pre-approval for 90 days. This will protect you from rising interest rates.

CMHC Financing

5% down is all you need to get you into your new home with financing through Canadian Mortgage and Housing Corporation or Genworth Canada.  Also able to take the mortgage for a 25 year amortization period.

Conventional Financing

Save on interest costs, CMHC premiums and pay off your mortgage faster by putting at least 20% down.

  • No "Transfer In" Fees
  • Payment Options available include weekly, bi-weekly, semi-monthly or monthly payments.
  • Terms from 6 months to 5 years with amortization up to 25 years.


Mortgage Protection

In the event that something happens to you or your spouse, make sure that your family is protected. Term Life Insurance can be purchased to cover the balance of your Mortgage for such circumstances.


Mortgage products are subject to change without notification.

You can apply for a loan online using our secure Online Loan Application

You can always contact us by e-mail at or by phone at 403.845.2861.

If you would like to leave us any feedback, both positive or negative, please do so through our Feedback Page.

Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295

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