Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM

Essential Variable Mortgage

Essential Variable Mortgage

The Essential Variable Mortgage gives you a low rate at prime, and the ability to lock in longer term without penalty at any time.

Features are:

  • Low variable rate that fluctuates with the market.  If rates go down, you pay more on the principal.  If rates go up, you pay less on the principal.
  • Payment is set at today's rate.
  • You can convert to a 3, 4 or 5 year closed, fixed mortgage at any time throughout the term at the prevailing rates.
  • 20% prepayment privileges annually.
  • Increase payments by 20% to pay down debt more quickly.

 If you are looking for something with a low rate and the security of a rate cap, check out our Safe At Home Mortgage.

You can apply for a loan online using our secure Online Loan Application.  


You can always contact us by e-mail at or by phone at 403.845.2861.

If you would like to leave us any feedback, both positive or negative, please do so through our Feedback Page.


Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295

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