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Essential Variable Mortgage

Essential Variable Mortgage

The Essential Variable Mortgage gives you a low rate at prime plus 0.10%, and the ability to lock in longer term without penalty at any time.

Features are:

  • Low variable rate that fluctuates with the market.  If rates go down, you pay more on the principal.  If rates go up, you pay less on the principal.
  • Payment is set at today's rate
  • You can convert to a 3, 4 or 5 year closed, fixed mortgage at any time throughout the term at the prevailing rates.
  • 20% prepayment privileges annually.
  • Increase payments by 20% to pay down debt more quickly.

 If you are looking for something with a low rate and the security of a rate cap, check out our Safe At Home Mortgage.

You can apply for a loan online using our secure Online Loan Application.  

 

You can always contact us by e-mail at info@rockycu.com or by phone at 403.845.2861.

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