Personal Loans
Whether you are looking
to buy a new car or recreational vehicle, take a vacation, renovate your home,
or consolidate your debts into one easy payment, Rocky Credit Union has a loan
to fit your needs! Our friendly lending staff offers you speedy service, along
with competitive loan interest rates and flexible payment schedules.
Consumer Loans
Rocky
Credit Union's simple interest calculations assure that you only pay on the
amount you owe for the time you owe. Pay the loan off sooner and save!
The Flexi-Line is attached to your chequing account so that you can use it when you want and pay it off with every pay cheque. It's incredibly convenient for anyone who wants constant access to some extra money along with the use of their debit card and cheques.
- Interest rate is variable and is usually much lower than credit card rates.
- Interest is charged on the 18th of each month, and a deposit is required to cover the interest each month.
- You have full access with your debit card, internet banking and cheques. Your normal chequing package fees apply.
- The amount used and interest charged shows up on your regular statement.
- You pay no interest if you do not use the FlexiLine.
Your Revolving Loan is yours to use with only one application. As you pay it down you can then use the remaining balance again. It is ideal for people who want access to some quick money only a few times per year. Works very well for larger purchases or investment opportunities.
- Interest rate is variable and is usually much lower than credit card rates.
- Interest is charged at least monthly on a date of your choice from your chequing account.
- The money is always there for you. With a quick phone call to a staff member the money will be advanced into your chequing account.
- The amount used and interest charged shows up on your regular statement.
- You pay no interest or monthly fee if you do not use the FlexiLine.
- One free withdrawal per month. Additional withdrawals are $2.
Life and
disability insurance coverage is available to handle your payments in the event
of death, accident or illness.
You can always contact us by e-mail at rockycu@alberta-cu.com or by phone at 403.845.2861.